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June 27th, 2008 at 11:31am
Connection: close Date: Fri, 27 Jun 2008 16:28:45 GMT Server: Microsoft-IIS/6.0 X-Powered-By: ASP.NET X-Powered-By: PleskWin MicrosoftOfficeWebServer: 5.0_Pub X-AspNet-Version: 2.0.50727 Cache-Control: private Content-Type: text/xml Content-Length: 86154
Learning Center for General Insurance - PT. Asuransi Samsung Tugu
This is just a sample of the content found on this website. Please visit the website to read the entire page. " http://www.samsungtugu.com/default.aspx Learning Center for General Insurance 10 http://www.samsungtugu.com/satupedia/Detail.aspx?pid=67&cid=8&ct=8&tree=8/1 <P>Profit = <A title="Earned premium" href="http://en.wikipedia.org/wiki/Earned_premium">earned premium</A> + investment income - incurred loss - underwriting expenses.</P> <P>Insurers make money in two ways: (1) through <A title=Underwriting href="http://en.wikipedia.org/wiki/Underwriting">underwriting</A>, the process by which insurers select the risks to insure and decide how much in premiums to charge for accepting those risks and (2) by investing the premiums they collect from insureds.</P> <P>The most difficult aspect of the insurance business is the <A title=Underwriting href="http://en.wikipedia.org/wiki/Underwriting">underwriting</A> of policies. Using a wide assortment of data, insurers predict the likelihood that a claim will be made against their policies and price products accordingly. To this end, insurers use <A title="Actuarial science" href="http://en.wikipedia.org/wiki/Actuarial_science">actuarial science</A> to quantify the risks they are willing to assume and the premium they will charge to assume them. Data is analyzed to fairly accurately project the rate of future claims based on a given risk. Actuarial science uses <A title=Statistics href="http://en.wikipedia.org/wiki/Statistics">statistics</A> and <A title=Probability href="http://en.wikipedia.org/wiki/Probability">probability</A> to analyze the risks associated with the range of perils covered, and these scientific principles are used to determine an insurer's overall exposure. Upon termination of a given policy, the amount of premium collected and the investment gains thereon minus the amount paid out in claims is the insurer's <A title="Underwriting profit" href="http://en.wikipedia.org/wiki/Underwriting_profit"&g" .... read entire page |
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