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Rhode Island Real Estate Buyer Agent RI Realtors :: FAQ
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Rhode Island Real Estate Sales & Mortgage Financing
HOME SALES RI
Helping people purchase the homes of their dreams!
Focus Professionals, Inc.
FAQ
-- Select Keyword -- Buying a home Current Listings Investment Property Mortgage Information Move to Rhode Island Relocating to CT Relocating to FL Relocating to MA Selling a home Search!
Monday July 13, 2009
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What are points? What are the other types of loans? What is a conforming loan? What is a full documented loan? What is a good faith estimate? What is a jumbo mortgage? What is a pre-qualification? What is a rate lock? What is the difference between pre-approval and pre-qualification? When does it make sense to refinance?
What are points?
It is an upfront cash payment required by the lender as part of the charge for the loan, expressed as a percent of the loan amount; e.g., "2 points" means a charge equal to 2% of the loan bal"
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